Director of Credit

Required:

6 to 12+ years in commercial credit: equipment leasing, vendor or captive finance, specialty finance, bank ABL, or middle-market commercial lending.

You have personally underwritten and signed large-ticket commercial credit: $1M+ single obligor, and you're comfortable at the $2.5M level. Not "supported" or "reviewed." Signed.

Genuine leasing background. Lease structures, residuals, lessor economics, and documentation are things you've lived in, not read about.

Syndication experience: buying or selling paper, participations, or forward-flow. You know what a third-party credit committee needs to say yes, because you've either been that committee or had to satisfy one.